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  <!-- About Us -->
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    <lastmod>2026-03-25</lastmod>
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  <!-- Contact -->
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    <lastmod>2026-03-25</lastmod>
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  <!-- Privacy Policy -->
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  <!-- Terms of Service -->
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  <!-- HIPAA Notice -->
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    <loc>https://billdecoder.ai/hipaa-notice</loc>
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  <!-- Blog Index -->
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  <!-- Blog: Medicare Part A vs Part B -->
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    <loc>https://billdecoder.ai/blog/medicare-part-a-vs-part-b</loc>
    <lastmod>2026-03-25</lastmod>
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  <!-- Blog: Understanding Medical Billing Codes -->
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    <loc>https://billdecoder.ai/blog/understanding-medical-billing-codes</loc>
    <lastmod>2026-03-25</lastmod>
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  <!-- Blog: Managing Multiple Medical Bills -->
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    <loc>https://billdecoder.ai/blog/managing-multiple-medical-bills</loc>
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  <!-- Blog: Caregiver Guide to Hospital Bills -->
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    <loc>https://billdecoder.ai/blog/caregiver-guide-hospital-bills</loc>
    <lastmod>2026-03-25</lastmod>
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  <!-- Blog: Spot Balance Billing After Surgery -->
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    <loc>https://billdecoder.ai/blog/spot-balance-billing-after-surgery</loc>
    <lastmod>2026-03-25</lastmod>
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