Medical Bills Are Confusing.
Overpaying Doesn't Have To Be.
Our healthcare transparency platform helps identify common billing errors and overcharges that could be costing you thousands per bill. Get AI-assisted appeal letter templates and take control of your healthcare costs.
BillDecoder provides educational insights and highlights potential billing issues. Outcomes, savings, and resolutions vary by individual bill, provider, and insurer.
Independent audits and consumer studies suggest that up to 4 out of 5 medical bills may include billing mistakes such as duplicate charges.
Source: HealthlineThe majority of patients report confusion about medical bills, which can lead to paying charges they don't fully understand.
Source: Becker's Hospital ReviewStudies show that over 65% of bankruptcies involve medical debt— even for insured families.
Source: NCBIPrice transparency gaps mean many patients report being charged more than expected for medical services.
Source: Commonwealth FundHow BillDecoder Works
Three simple steps to understand your bill and identify potential savings.
Upload Your Bill
Simply upload a photo or PDF of your medical bill, EOB, or insurance statement. Our HIPAA-compliant system securely processes your data.
AI Analysis & Issue Identification
Our AI reviews your bill to highlight common, high-confidence billing issues — like duplicate charges, calculation inconsistencies, or unclear line items — and helps you identify where costs may warrant a closer look.
Get Results & Appeal Letters
We generate a detailed appeal letter. You send it to your provider or insurer to request they lower your bill.
Why Choose BillDecoder?
We combine advanced AI with healthcare billing insight to help you understand charges and identify potential savings.
Bank-Level Security
Your data is encrypted with AES-256 bit encryption and we are fully HIPAA compliant. Your privacy is our top priority.
HIPAA CompliantAppeal Letters
Not sure what to say? Our AI helps you write professional appeal letters that explain billing concerns in clear language, reference specific codes, and follow insurance company guidelines.
AI-AssistedBilling Pattern Analysis
Our AI analyzes your charges and identifies patterns that may indicate errors, such as unusually high fees, duplicate services, or charges that don't match what you received.
Pattern RecognitionCoverage & EOB Review
We help you better understand your Explanation of Benefits (EOB), including how deductibles, co-pays, and out-of-pocket maximums are applied based on the information shown on your bill and insurance statement.
EOB AnalysisCommon Billing Issue Detection
BillDecoder identifies common billing issues, such as duplicate charges, services you don't remember receiving, or charges that don't match your visit records.
AI AnalysisTrack Potential Savings Over Time
See a running view of potential billing issues you've identified across bills for you and your family — helping you stay organized and informed as you review healthcare expenses over time.
Users have identified potential savingsSavings Identified by Users
See how BillDecoder has helped users understand their bills and flag issues.
"After uploading my hospital bill, BillDecoder highlighted potential duplicate charges totaling about $1,650. Using the appeal letter, I contacted my insurance company, and the issue was resolved within 30 days."
Sarah from Austin
"BillDecoder helped me catch something I never would have noticed. Even without an itemized bill, it flagged identical charges from two different specialists and guided me to request more detail before paying. That alone was worth it."
Sammy from California
"BillDecoder identified an improper unbundling of colonoscopy procedure codes and helped me generate a clear, evidence-based appeal letter to dispute the $1,599 charge."
Michael from California
Simple, Transparent Pricing
Understand your medical bills with confidence. No hidden fees, no contracts — just clarity.
Free Plan
Try BillDecoder with a single bill. Perfect for first-time users who want a quick overview.
- 1 bill upload
- Basic plain-English summary
- Key terms explained
- Limited line-item translation
- Upgrade anytime for full access
Pay-Per-Use
Ideal for one-off medical bills or occasional use.
- Everything in Free
- Full detailed analysis
- Complete line-item translation
- Error detection
- Simple breakdown of charges
- Exportable summary
Single Member
For individuals navigating regular medical bills, chronic conditions, or high-deductible plans.
- Everything in Pay-Per-Use
- Unlimited bill uploads
- Priority processing
- Personalized insights
- Savings opportunities identified
- Auto-generated appeal letters
- Upload history & progress tracking
Family Plan
Up to 5 Members. Because healthcare affects everyone — families save more when they manage bills together.
- Everything in Single Member
- Shared dashboard for up to 5 people
- Individual privacy settings (no PHI leaks)
- Family activity tracker
- Priority queue for all members
- Appeals for kids and elderly
Lifetime Access
Only available to early supporters. A single payment for unlimited access — forever.
- All Single Member features
- Unlimited uploads for life
- Priority processing
- Locked-in access to new features
- Exclusive founder updates
- Limit: First 50 members only
All plans include
Compare Plans
| Feature | Free | Pay-Per-Use | Single Member | Family Plan | Lifetime |
|---|---|---|---|---|---|
| Price | $0 | $9.99/bill | $14.99/mo | $24.99/mo | $249 once |
| Bill Uploads | 1 | 1 | Unlimited | Unlimited | Unlimited |
| Plain-English Summary | Basic | Full | Full | Full | Full |
| Line-Item Translation | Limited | Full | Full | Full | Full |
| Error Detection | |||||
| Priority Processing | |||||
| Auto-Generated Appeal Letters | |||||
| History Dashboard | |||||
| Family Member Profiles | Up to 5 | ||||
| Shared Family View | |||||
| Future Feature Access | |||||
| Lifetime Usage |
Frequently Asked Questions
Everything you need to know about BillDecoder.